Mel
Mel
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KYC, or Know Your Customer, is a mandatory process for all regulated financial institutions. At SwissBorg, we use it to ensure the security of our platform and to comply with international regulations.

⚠️ IMPORTANT: KYC verification is mandatory. If you reach a deposit threshold before passing the required level, any additional funds deposited will remain on hold until your verification is successfully completed.

Account Levels & Limits

Our KYC is divided into three levels. Each level is mandatory and must be passed sequentially to unlock higher limits.

Level Requirement Top-up & Withdrawal Limits
Level 1 Proof of Identity Up to EUR 5,000
Level 2 Proof of Residence Up to EUR 50,000 (Withdrawals limited to EUR 1M)
Level 3 Proof of Funds Unlimited

🪪 Level 1: Proof of Identity

To complete this step, you must submit a valid, non-damaged identity document.

  • Accepted Documents: Passport, ID card, or residence permit issued by your country of residence.

  • Note: Copies or digital pictures (like screen photos or screenshots) are not allowed.

🏠 Level 2: Proof of Residence

Required once you exceed EUR 5,000 in deposits. You must provide a document no older than 90 days that proves you are registered at the address in your account.

💰 Level 3: Proof of Funds (Source of Wealth)

Required once you exceed EUR 50,000 in deposits. We must verify how the funds you deposited were acquired over time.

  • Examples of Evidence: Salary slips, property sale agreements, inheritance declarations, or your latest tax return.

  • Once verified, your account limits for top-ups and withdrawals become unlimited

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