Why Was My Purchase with the SwissBorg Crypto Debit Card Declined?

Alessandro G
Alessandro G
  • Updated

If your SwissBorg Crypto Debit Card is declined when making a purchase, it is worth to check that:

  • You have sufficient crypto balance in your SwissBorg app. Fiat cannot be used to fund your SwissBorg Debit Card.

  • Your card is not

  • Your SwissBorg account is not restricted as well.

Other possible reasons:

  • Failed 3DS verification: mandatory for online purchases. If you don’t receive the 3DS code, please contact Support.

  • Incorrect details: make sure you have copied all the details of your card correctly and that you entered the correct CVV code.

  • Connectivity issues: check the signal of your connection and try again.

  • The merchant didn’t accept the card: some merchants might have restrictive policies.

  • The transaction was attempted with a restricted merchant. The SwissBorg Card cannot be used for:

    • Other crypto exchanges,

    • Online casinos and betting platforms,

    • Adult sites,

    • Financial services like money transfers,

    • Illegal goods such as drugs or weapons,

    • High-risk businesses, cash advances, and certain government services may also be restricted.

These limitations are in place to prevent fraud and ensure compliance with anti-money laundering (AML) regulations. Please, review the card's Rulebook for detailed information.

If none of the above applies, please contact our Support with as many details as possible, such as:

  • Screenshots

  • Error messages

  • Amount paid

  • Merchant type

  • Merchant correspondence (email, SMS, support tickets, ect.)

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