NOTE: SwissBorg is not a tax or legal advisor—we cannot provide personalised tax counsel. Users must take responsibility for their tax obligations.
Taxes Differences and Similarities Across Jurisdictions
Crypto taxation rules differ not only between countries (e.g. Germany vs. France), but also evolve frequently.
Despite differences, most nations rely on basic principles:
Crypto is treated as an asset/property—not currency.
Taxes apply at “taxable events” like disposals, trades, staking/airdrops, or spending crypto
You must calculate gains/losses as the fiat difference between acquisition and disposal.
What’s Usually Taxable in Crypto
Here are the most common taxable events users should watch for:
Selling crypto for fiat or other crypto → capital gains/losses
Using crypto to pay for goods/services → taxable disposal
Staking income, mining rewards, airdrops, and referral bonuses → treated as income
Tools to Calculate Your Crypto Taxes
You can use one of these established platforms to aggregate your transactions and generate tax reports:
Koinly – Covers 20+ countries, FIFO/LIFO cost-basis, strong UX and supports direct integration with SwissBorg
Crypto Tax Calculator – Includes comprehensive reports either in PDF or CSV
Divly – Supports 130+ exchanges with local tax logic tailored for many EU countries
Blockpit – Covers 60+ countries, offers PDF reports and pre-filled national tax forms
Coinpanda – Integrates with hundreds of wallets, supports Germany and Norway, rookies get free up to 25 transactions
NOTE: External links are provided for convenience only. SwissBorg does not control or endorse third-party content.
How to Download Your Account Statement from SwissBorg
Please, refer to the article Account Statement.
Always Consult a Crypto-Specialised Accountant
Even with tools, complex scenarios such as cross-border activity, staking income, or local rule variance require professional guidance. For peace of mind, consult a trusted tax professional experienced in crypto. DO NOT rely solely on software or AI!
IMPORTANT! Only your local tax authority can provide the definitive requirements for reporting and paying taxes.