How the Premium yield boost works

All Premium account holders benefit from a Smart Yield boost, meaning they earn a higher yield than standard users in the SwissBorg app.

Here are the current Premium accounts and yield multipliers:

Genesis Premium (available until Feb 1st, 2022): 2X, or 100% yield boost
Generation Premium (available from Feb 1st, 2022): 1.75X, or 75% yield boost
Community Premium: 1.5X, or 50% yield boost

So if a standard user was earning a yield of 5% per annum, here is the yield that each Premium level would earn:

Standard yield	Community Premium yield	Generation Premium yield	Genesis Premium yield
5%	7.5%	8.75%	10%

Where does the yield boost come from?

The difference in yield rates between different account types is due to the amount taken out as fees.

For standard users, SwissBorg charges a fee of 50% of yield earnings, which goes towards:

Further development of SwissBorg’s products and ecosystem
The CHSB Buyback program

For Genesis Premium users, SwissBorg does not take any fees from the yields earned, which means these users receive the full amount earned. In the previous example, this would be 10%, or double the amount received by standard users.

Similarly, for Community Premium and Community Plus users, SwissBorg takes a smaller amount in fees, which translates to a higher yield for those users than that received by standard users.

Standard users: Fees vs. yield