By holding a balance in eligible tokens such as BNB, USDC, ETH, BTC, and CHSB, you can assign a portion or all of your balance to a Smart Yield account. You then earn a daily return on your yield balance. All yields earned are reinvested – essentially earning you compound interest.
Your Smart Yield account comes with a Safety Net Program, where we set aside a portion of the returns to limit the risk. SwissBorg has funded the Safety Net Program with a starting capital of € 1’000’000.00.
By upgrading to SwissBorg Genesis Premium, you can double your yield earnings by paying less in service fees. For example, if you invest € 1’000.00, and the yield over 12 months is 40%, the following payout will apply:
|Standard Account||Community Premium||Genesis Premium|
|Actual Yield earning by SwissBorg||€400||€400||€400|
|Safety Net||€100 (25%)||€100 (25%)||€100 (25%)|
|SwissBorg Ecosystem including Protect&Burn||€150 (50%)||€75 (25%)||€0 (0%)|
|Total Earnings after Fees||€150||€225||€300|
The Net Return of the Premium is twice the return of the standard account
Smart Yield account revenues are transparent, including what is reinvested in the SwissBorg ecosystem, what goes into our safety net program, and what goes for you.
You can activate a Smart Yield account with as little as 10 USDC equivalent. After that, you can top up your balance at any time. The new funds will only become Yield bearing at the start of the next 24-hour payout period.
With no minimum investment period, you can transfer your funds whenever you want. If you have less than 10 USDC equivalent in your Yield Wallet, there will be no more Yield payout. Transfers are actioned at the end of the 24-hour payout period and can take a few hours to be processed.
How it works
The Yield program works by periods. A new period starts every 24 hours. The cutoff is the time between two periods (every day 8AM UTC). The amount of funds generating yield earnings during a period is the active balance.